The Man Who Invented Retirement

Historically, the human experience has rarely been comfortable.

Protect Yourself from Unscrupulous Advisors

This article is concerned with something that I believe to be of EXTREME importance. It’s focused on teaching you how to help protect yourself from unscrupulous, or even criminal, advisors who are looking to take advantage of you, or of someone you love.

Design a Portfolio to Weather the Storm

As I cover throughout my "Don’t Let Market Gyrations Wreck Your Retirement" webinar, which is available for free simply by clicking on the link above, fluctuations in the markets are not at all unusual. But those swings make it all the more impossible to “time” the markets and jump in or out as you chase returns (or try to avoid losses).

How to Plan for Long-Term Care

The whole topic of long-term care is not something most of us even like thinking about. That’s understandable. We all hope that we live a nice, long life, are wonderfully healthy through retirement, and then have a quick demise in our sleep. It can happen this way and I too would love this experience.

Is an early retirement realistic for you?

People are living longer and healthier lives today than ever before. Hopefully, that’s going to be you. But when we look at retirement from a couple of decades ago, people were trying to retire younger and younger.

How often should you talk with your financial advisor?

People sometimes ask me how often they should meet with their financial advisor. It varies some from person to person, but I recently read an article that suggested that you sit down with your advisor every quarter.

Every quarter? That was certainly news to me.

What is BrokerCheck?

Over 300,000 people in the United States call themselves financial advisors. But what exactly does that title mean?

Retirement and Assumptions about Rates of Return

One of the most important aspects of retirement preparation is asset allocation. Simply, how do you invest over the long term to preserve and maximize your hard-earned savings?

Making Emotional Investments - "Fear of Missing Out"

According to Investopedia, behavioral finance is a relatively new field that seeks to combine behavioral and cognitive psychological theory with economics and finance to provide explanations as to why people make irrational financial decisions.

Locating Lost Pensions or Other Funds

Over the years, how many times have you changed jobs?

Special Needs Trust

Planning ahead for the financial requirements of your special-needs child presents unique problems. For instance, some parents think they should start saving education funds for a child with Down’s syndrome or severe autism because they hope their child will someday become self-sufficient and might be able to go to college, but this may not be a good move. Children with conditions such as these have a wide range of developmental possibilities, so traditional savings and education plans may...

Your Retirement is Bearing Down, What Should You Do?

In spite of literally thousands of articles, columns and news reports warning of the impending retirement crisis, it’s now 2015 and most Americans still don’t save nearly enough for their post-work years. In fact, according to an April 1, 2014 article in USA Today, 36% of Americans have less than $1,000 in reserve.